News

🌿 Green Mortgage for the Development of Energy-Efficient Housing

🗓️ On March 5, 2026, Kyiv hosted a roundtable discussion titled "Green Mortgage: How to Launch a New Generation Housing Market," organized by the Institute for Economics and Forecasting of the National Academy of Sciences (NAS) of Ukraine in partnership with SMARTER Finance for EU – European Centre of Excellence. The event was dedicated to developing a comprehensive model for sustainable housing finance.

📌 The roundtable was the first in a series of expert events aimed at shaping approaches to implementing the green mortgage mechanism in Ukraine. Participants discussed the role of energy-efficient housing in the context of post-war reconstruction, opportunities for attracting long-term investment into the housing sector, and the integration of European standards for sustainable finance.

The discussion was joined by representatives of government bodies, the banking sector, development companies, energy efficiency experts, and scientists from the National Academy of Sciences of Ukraine. The Confederation of Builders of Ukraine (CBU) was represented by its Director General, Oleksandr Chervak.

♻️ Key topics of discussion included:

🔺 The institutional model of green mortgages in Ukraine.
🔺 Necessary changes to the regulatory and legal framework.
🔺The banking sector's readiness to launch relevant financial products.
🔺Risk mitigation mechanisms for financial institutions.
🔺Requirements for energy-efficient housing, certification standards, and quality control.

Special attention was paid to the European experience in implementing green financial instruments, particularly the integration of EU Taxonomy and ESG approaches, as well as the possibilities of adapting the best European practices to Ukrainian conditions.
Following the roundtable, it is planned to prepare analytical materials and recommendations for creating a green mortgage market in Ukraine, as well as to establish a permanent expert platform for further research and pilot projects.

📋 For Reference: Green Mortgage is a specific type of long-term lending designed for the purchase or construction of environmentally friendly, energy-efficient housing. It provides for reduced interest rates or other benefits for borrowers who choose properties with a high energy efficiency class (typically A, A+, or A++).

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